Cookie Policy

Effective Date: May 7, 2026 Last Updated: May 7, 2026

This Cookie Policy explains how QBiz Technology Inc. ("QBiz," "QBiz Technology," "we," "our," or "us") uses cookies, pixels, local storage, SDKs, and similar technologies ("Cookies") when you visit or use: https://www.qbiztech.ai

Any related applications, dashboards, AI tools, products, or services (collectively, the "Services").

This Policy explains: What Cookies are; How we use them, The types of Cookies we use, How third parties may use Cookies, and your choices regarding Cookies and tracking technologies.

By using the Services, you consent to the use of Cookies and related technologies as described in this Policy, subject to your browser settings and applicable privacy rights.

1. What Are Cookies?

Cookies are small text files stored on your browser, device, or system when you access websites or applications.

Cookies help websites: recognize devices and users, maintain login sessions, remember preferences, analyze website usage, improve functionality, enhance security, personalize experiences, and support analytics and advertising activities.

We may also use: pixels, web beacons, local storage, session storage, SDKs, scripts, APIs, and similar tracking technologies.

2. Types of Cookies We Use

A. Strictly Necessary Cookies These Cookies are essential for the operation and security of the Services and cannot be disabled through our systems.

These may include Cookies used to: authenticate users, maintain secure login sessions, prevent fraud, secure financial connections, process requests, enable platform functionality, and support system administration. Without these Cookies, portions of the Services may not function properly.

B. Performance & Analytics Cookies

These Cookies help us understand how users interact with the Services and improve: functionality, usability, speed, reliability, and user experience.

These Cookies may collect: page visits, navigation patterns, feature interactions, session duration, click activity, referral sources, error logs, and aggregated usage statistics.

QBiz may use analytics providers such as: Google Analytics, Mixpanel, PostHog, Hotjar, Segment, or similar services. Analytics data is generally aggregated and does not directly identify individual users.

C. Functional Cookies

These Cookies allow the Services to remember settings and preferences such as: saved configurations, dashboard settings, language preferences, notification preferences, and personalized experiences. These Cookies enhance usability and convenience.

D. Advertising & Marketing Cookies

These Cookies may be used to: deliver personalized advertising, track marketing campaign performance, measure conversions, support retargeting, build custom audiences, and improve advertising relevance.

QBiz may use advertising technologies from: Google Ads, Meta/Facebook, LinkedIn, TikTok, X (Twitter), or similar advertising platforms. These third parties may track browsing behavior across websites and devices.

E. Security & Fraud Prevention Cookies

Certain Cookies and device identifiers are used to: detect suspicious activity, prevent unauthorized access, identify fraud, maintain account security, and protect platform integrity.

3. How QBiz Uses Cookies

QBiz uses Cookies and related technologies for purposes including: operating and securing the Services, authenticating users, processing financial integrations, maintaining platform functionality, improving AI-driven experiences, analyzing platform performance, troubleshooting technical issues, enhancing user experience, measuring feature adoption, supporting customer support, conducting analytics, improving marketing efforts, and complying with legal obligations.

4. Third-Party Services & Cookies

QBiz integrates with and relies upon third-party providers that may place Cookies or similar technologies through the Services.

These may include: analytics providers, AI providers, cloud hosting providers, payment processors, banking integrations, customer support vendors, infrastructure providers, advertising partners, and embedded third-party services.

Examples may include: Google, OpenAI, Anthropic, Stripe, Plaid, AWS, Microsoft, Cloudflare, HubSpot, Intercom, Meta, LinkedIn, and similar providers. QBiz does not control third-party Cookies and encourages users to review the privacy and cookie policies of those providers.

5. AI & Automated Processing Technologies

QBiz may use artificial intelligence systems, machine learning technologies, and automated processing tools to: generate business insights, process user prompts, improve workflows, analyze operational data, and enhance product functionality.

Certain interaction data, prompts, and session information may be processed by AI infrastructure providers and subprocessors solely for the purpose of delivering the Services.

QBiz does not authorize third-party AI providers to use customer financial data or personally identifiable financial information to train public AI models unless expressly disclosed and consented to by the user.

AI-generated outputs may contain inaccuracies, incomplete information, or errors and should be independently verified by users before reliance.

6. Your Cookie Choices

You may manage or disable Cookies through: browser settings, mobile device settings, cookie consent tools, or third-party opt-out mechanisms.

Most browsers allow you to: delete Cookies, block Cookies, disable tracking technologies, or receive alerts before Cookies are stored. Please note that disabling certain Cookies may impact: functionality, platform performance, integrations, login persistence, and portions of the Services.

7. "Do Not Track" Signals

Some browsers offer a "Do Not Track" ("DNT") setting.

Because there is currently no universally accepted standard governing DNT signals, QBiz may not respond to browser-based DNT requests at this time.

California residents may have additional rights under applicable privacy laws.

8. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you may have rights under the California Consumer Privacy Act ("CCPA") and California Privacy Rights Act ("CPRA"), including the right to: know what personal information is collected, request deletion of personal information, request correction of inaccurate information, request access to collected information, opt out of certain data sharing, and limit certain uses of sensitive personal information.

To exercise applicable rights, contact: privacy@qbiztech.ai QBiz will not discriminate against users for exercising privacy rights under applicable law.

9. International Users & GDPR Notice

If you access the Services from outside the United States, your information may be transferred to and processed in the United States or other jurisdictions where QBiz or its service providers operate.

Where required by applicable law, QBiz will implement reasonable safeguards for international data transfers.

Depending on your jurisdiction, you may have rights regarding: access, correction, deletion, portability, restriction of processing, objection, and withdrawal of consent.

10. Data Retention

Cookies may remain on your device for varying periods depending on whether they are: session Cookies (deleted when the browser closes), or persistent Cookies (stored until expiration or deletion).

QBiz retains information collected through Cookies only for as long as reasonably necessary for: operational purposes, legal obligations, security, analytics, and legitimate business interests.

11. Security

QBiz implements commercially reasonable administrative, technical, and organizational safeguards designed to protect information collected through Cookies and related technologies.

These safeguards may include: encryption in transit, access controls, authentication systems, infrastructure monitoring, and security auditing practices.

However, no internet-based system, software platform, or method of electronic transmission can be guaranteed to be completely secure.

12. Children's Privacy

The Services are not directed to individuals under the age of 18.

QBiz does not knowingly collect personal information from children under 18 years of age.

13. Changes to This Cookie Policy

QBiz may update this Cookie Policy periodically to reflect: changes in technology, legal or regulatory developments, operational practices, or updates to the Services. When material changes are made, QBiz may: update the "Last Updated" date, post notices on the Services, or provide additional notice where required by law. Continued use of the Services following updates constitutes acceptance of the revised Policy.

14. Contact Information

If you have questions about this Cookie Policy or QBiz's privacy practices, contact:

QBiz Technology Inc. 530 S Lake Ave Suite 620 Pasadena, California, USA

Website: https://www.qbiztech.ai

Email: privacy@qbiztech.ai

Legal Inquiries: legal@qbiztech.ai